Well... had an interesting surprise today... not exactly the best start of the day!
Turned the key in the ignition.. and nothing.. no lights.. no ignition.. no starting.. zilch!
So after a bit of googling, looks like its a really common issue!
Ford quoted $2000 to replace the whole column.... so that option was an instant no no!
Pulled the whole steering column out and found the back plate of the ignition has been pushed out. Will post up some pics tomorrow to show the issue, and the reaaaaaly simply fix!
Hopefully this will save some heart ache for others